![]() You can also file a report over the phone at 87, but you will not receive an identity theft report, which can be helpful for future documentation. ![]() Once you've completed the form, you will receive an identity theft report. You should also file an identity theft report with the FTC, which you can do at. If, for example, your credit report shows a Discover card that you don't recognize, you should tell Discover. If you're the victim of identity theft, you'll first want to notify the companies involved. You can access your credit reports through, the site established for this purpose by the FTC. The FTC has since extended weekly reports until December 31, 2023. In March 2021, the Federal Trade Commission announced that weekly credit reports would end in April 2022. However, since April 2020, Americans have been allowed to check their credit reports for free once per week. Some of the best credit monitoring services are even free. To supplement these three reports, people can employ credit monitoring services. Normally, you can only view these three reports for free once a year, which many people ration, viewing a single report every four months. These documents - created by the three main credit bureaus, Experian, Equifax, and TransUnion - document your credit-related activities, such as payment history, credit applications, and other information affecting your credit score. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept ourīetween the lingering economic impacts of the coronavirus pandemic and whispers of an impending recession occurring in 2023, viewing your credit report has never been more important.
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